BingX Fees Explained 2026: Spot, Futures, Funding & Withdrawals

Exchanges like to advertise one headline number and bury the rest. BingX is not the worst offender, but you still need to know six separate costs before you can say what a trade actually costs you: spot commissions, futures commissions, funding, withdrawal fees, copy-trading profit share and the effect of the referral rebate. This guide lays out every one of them with the current VIP 0 numbers (checked May to July 2026), then walks through worked examples so you can see how they add up on a real position.

If you have not opened an account yet, read the referral code guide first. The rebate it describes is the single biggest lever on your fee bill, and it can only be attached during registration.

Spot trading fees on BingX

Spot is the simplest case. BingX charges a flat percentage of the trade value each time an order fills, and the rate depends on whether your order added liquidity (maker) or removed it (taker).

VIP tier	Spot maker	Spot taker
VIP 0	0.10%	0.10%
VIP 1	0.04%	0.06%
VIP 2	0.02%	0.05%
VIP 3	0.02%	0.05%
VIP 5	0.01%	0.03%
Supreme VIP	0.01%	0.02%

Two things stand out. First, at VIP 0 there is no maker discount at all, so placing limit orders on spot does not save you anything until you reach VIP 1. Second, the jump from VIP 0 to VIP 1 is large (a 40% cut on taker), which is why BingX's VIP thresholds matter more than the fine gradations above it.

The fee is deducted from whatever you receive. Buy BTC with USDT and the fee comes out of the BTC; sell BTC for USDT and it comes out of the USDT. This is standard, but it matters when you are trying to reconcile balances afterwards.

Futures trading fees on BingX

USDT-M perpetual futures are where most BingX volume happens, and where the maker/taker split actually rewards patience.

VIP tier	Futures maker	Futures taker
VIP 0	0.02%	0.05%

The VIP 0 rate of 0.02% maker / 0.05% taker matches Binance and OKX exactly and beats Bybit's 0.055% taker by a hair. The comparison guides for Bybit and Binance go into where each exchange wins on volume, but on raw futures pricing BingX sits squarely in the mainstream.

The number that catches new traders is that futures fees are charged on notional value, not on your margin. Open a position with 100 USDT of margin at 20x and you are paying fees on 2,000 USDT. Keep that in mind before you scale leverage up; the fee-to-margin ratio grows linearly with leverage.

Coin-M perpetuals and standard futures follow their own schedules, which BingX lists on the same fee page. They are close to the USDT-M rates but not always identical, so check before assuming.

Funding rates: the cost nobody budgets for

Perpetual contracts have no expiry, so exchanges need a mechanism to keep the perpetual price anchored to the spot index. That mechanism is funding: a periodic payment exchanged directly between longs and shorts. BingX takes no cut of it.

• When the perpetual trades above the index, the funding rate is positive and longs pay shorts.
• When it trades below, the rate is negative and shorts pay longs.
• The payment is position notional x funding rate, charged at each settlement time to anyone holding a position at that moment.

On most BingX pairs settlement happens every 8 hours, at 00:00, 08:00 and 16:00 UTC. BingX has been moving a growing list of small-cap and volatile pairs to 4-hour and even 1-hour settlement through 2026, so the interval is no longer something you can assume. The contract details page shows the current rate, the countdown to the next settlement and the interval.

A "normal" BTC funding rate is around 0.01% per 8 hours (roughly 11% annualised), but during a leveraged rally it can spike to 0.1% or more per period. For a swing trader holding for days, funding can dwarf the commission. Our futures guide covers how to read it before you enter.

Deposit and withdrawal fees

Crypto deposits on BingX are free. You pay only the gas on the sending side, which is set by the blockchain, not by BingX.

Withdrawals are where the exchange charges a flat fee per coin per network. BingX adjusts these with network congestion, so we deliberately do not print a table of exact figures here. A few anchors:

• USDT on TRC-20 is typically around 1 USDT, and remains the cheapest way to move stablecoins off the exchange.
• USDT on ERC-20 costs several times more because Ethereum gas is higher.
• Alternative networks such as BSC, Polygon, Solana and Arbitrum usually sit between the two.

Always read the fee shown on the withdrawal screen at the moment you submit; it is authoritative. The withdrawal guide walks through network selection and whitelisting.

Fiat on-ramps are a separate cost centre. Card purchases go through third-party providers who charge a spread plus a processing fee, often 2% to 4% all-in. P2P trades have no platform fee on BingX, but the counterparty's price is usually a percentage above the spot rate. See the deposit guide for how the channels compare.

Copy-trading costs

Copy trading on BingX layers one extra cost on top of the normal futures fees: a profit share paid to the lead trader. Based on BingX's own documentation, the share is tied to the lead trader's tier (Bronze, Silver, Gold, Diamond) and typically ranges from 8% to 32% of the profit you make copying them. Two details make this less painful than it sounds:

1. It is deducted weekly, on Monday at 00:00 UTC+8, and only from net-profitable positions that closed that week. If your copied trades lost money, nothing is taken.
2. The percentage is shown on each trader's profile before you commit funds, so there is no surprise.

Copiers still pay the standard 0.02%/0.05% futures fees on every copied order and funding on any position held across a settlement. Read the copy-trading guide before choosing a trader; the profit share is a small factor compared with picking someone whose drawdowns you can actually stomach.

How the referral rebate stacks with everything else

Here is where the arithmetic gets interesting. If you registered with a referral code, BingX credits back 20% of the trading fee on every fee-bearing spot and futures trade. The rebate is paid daily in the currency the fee was charged in, it does not expire, and it applies on top of whatever VIP tier you hold.

The order of operations is:

1. BingX applies your VIP tier to set the base rate (say 0.05% taker on futures at VIP 0).
2. The fee is deducted at that rate when the order fills.
3. The next day, 20% of that fee is credited back to your account.

Because step 1 and step 3 are independent, a VIP 1 trader with a referral code pays 0.04% taker and then gets 20% of that back. The rebate does not lower the VIP rate; it refunds part of whatever you actually paid.

What does not earn a rebate: trades in zero-fee promotional pairs (there is no fee to rebate), trades executed with bonus or trial funds, and funding payments, which are not fees. Withdrawal fees are also excluded.

You cannot attach a code after the account exists; support will not backfill it. The registration walkthrough shows exactly where the field is. Create a BingX account with code PENDING if you want the rebate from your first trade.

Worked examples

Numbers make this concrete. All examples use VIP 0 rates.

Example 1: a spot purchase

You buy 1,000 USDT worth of ETH with a market order. Taker fee is 0.10%, so you pay 1.00 USDT, taken out of the ETH you receive. With a referral rebate, 20% of that 1.00 USDT lands back in your account the following day. Sell the ETH later for 1,000 USDT and you pay another 1.00 USDT. Round trip: 2.00 USDT before rebate.

Example 2: a leveraged futures trade

You open a BTC long with 500 USDT of margin at 10x. Notional is 5,000 USDT.

Step	Order type	Fee rate	Fee
Open	Market (taker)	0.05%	2.50 USDT
Close	Market (taker)	0.05%	2.50 USDT
Total commissions			5.00 USDT

That 5.00 USDT is 1% of your margin, before the trade has moved a tick. Switch both legs to limit orders and the total falls to 2.00 USDT (0.02% x 5,000 x 2). That is the whole argument for maker orders on futures: at VIP 0, makers pay 60% less than takers.

Example 3: the same trade held for three days

Suppose funding averages 0.01% per 8-hour period and you are long, so you pay. Each settlement costs 5,000 x 0.0001 = 0.50 USDT. Three settlements a day for three days is nine payments, or 4.50 USDT. Add the 5.00 USDT in commissions and the position cost 9.50 USDT to run, nearly 2% of margin. Funding was almost half of it.

Example 4: the referral rebate on a month of trading

A trader doing 200,000 USDT of taker futures volume per month pays 0.05% x 200,000 = 100 USDT in commissions. The referral rebate returns 20% of that, credited daily, for as long as the account exists. On spot, the same 200,000 USDT volume costs 200 USDT and the rebate returns 20% of that.

Plug your own numbers into the fee calculator to see rates and rebate at your expected volume, and use the liquidation calculator before you decide how much leverage those fees can tolerate.

Restrictions and a few honest caveats

BingX does not serve residents of the USA, United Kingdom, Canada, Singapore, Netherlands, Hong Kong, Macau, mainland China or sanctioned jurisdictions. If you are in one of those places, none of the fee arithmetic above applies to you because you cannot open an account. Our safety review lists the full restricted-country disclaimer.

Also worth saying plainly: low fees do not make a losing strategy profitable. The VIP 0 rates are competitive and the rebate helps, but leverage and funding remain the costs that actually hurt. Treat every number here as a starting point and confirm the live figures on bingx.com before sizing a position; fee schedules change and this page reflects what we verified through mid-2026.